The Scottish cruise ship company Jacobite Cruises, based in Inverness, is in line for a six-figure payout if the Loch Ness Monster damages one of its boats.

“I don’t know what the odds of this actually happening might be, but this is Loch Ness,” Jacobite’s owner, Freda Newton, told The Daily Mail. “How silly would we look if it did and we weren’t covered for it?”

But should the fabled sea creature surface and damage one of the three boats the company takes tourists out on the loch, Newton can make a claim on her 1 million pound (about $1.5 million) insurance package.

The policy is through a local firm, Towergate Moray Firth. The firm’s director, Bob Jack, admits it’s a first for him.

“This is probably the most unusual insurance request we have ever had, but we are delighted to provide cover,” he said.

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